STICK TO YOUR FINANCIAL GOALS

• Avoid getting into DEBT as much as possible.

• When you sign up for any CREDIT,look for its liability quotient.

• Avoid cheap loans and get-rich fast gimmicks.

• Avoid sales discount as much as possible,if you want to take advantage,make sure that you don't spend your savings.

• If you must withdraw from your saving,ensure its return back.

• Develop a discipline of saying NO.

• Make decisions based on your forethought.

• Do not be tempted to think that if you are doing well today,you will always do well ,as no one know his or her future.

• Struggling to maintain a particular class may backfire you later,its like building your house on quicksand.